By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.
COPYRIGHT © EMIRATES NBD UK 2017. ALL RIGHTS RESERVED
The content of this site, including without limitation, text, graphics, links or other items are owned by Emirates NBD UK unless otherwise indicated, and is protected by copyright.
USE OF INFORMATION AND MATERIALS:
The information and materials available on this site, including any information on products and services, are general information, and are subject to change without notice. Nothing in this site shall be construed as an offer to engage in any transaction, nor does it constitute an investment, legal, tax or other advice, nor is to be relied upon in making an investment or other decisions. You should obtain relevant and specific professional advice before making any investment decision. Your eligibility for particular products or services is subject to final Emirates NBD UK determination and acceptance.
The information and materials contained in this site, including without limitation, text, graphics, links or other items are provided "AS IS", "AS AVAILABLE". Although Emirates NBD UK has taken all reasonable care in producing the information available on this site, the Bank does not represent or warrant that the information or materials available on this site are free from errors or omissions or is suitable for your intended use, and expressly disclaims liability for errors or omission in this information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, fitness for particular use, merchantability, and freedom from computer virus, is given in conjunction with such information and materials.
LIMITATION OF LIABILITY
In no event will Emirates NBD UK be liable for any damages, including but not limited to, direct or indirect, special, incidental, or consequential damages, losses or expenses arising out of or in connection with this site or use thereof, or incurred as a result of any failure of performance, omission, error, defect, delay in operation or transmission, or system failure, even if Emirates NBD UK is advised of the possibility of such damages, losses or expenses.
HYPERLINKS TO OTHER INTERNET RESOURCES
This site may contain links to other websites operated by third parties. The content, accuracy, opinions expressed, and the other links provided by these resources are the responsibility of the respective website operators and owners, and are not reviewed, verified, monitored, or endorsed by Emirates NBD UK. Emirates NBD UK accepts no responsibility or liability for any loss as a result of you acting or refraining from acting in reliance upon the content of other websites accessed through this site.
All information submitted to Emirates NBD UK via this site shall be deemed and remain the property of Emirates NBD UK who shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information provided by a visitor to this site. Emirates NBD UK shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by Emirates NBD UK having the direct customer relationship or as otherwise specifically agreed or required by law.
Emirates NBD UK is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Emirates NBD UK recognises that one of its fundamental responsibilities is to ensure that it protects the information entrusted to it by its clients, its website visitors and all those with whom it communicates. This is critical not only for the maintenance of Emirates NBD Group’s reputation but also for meeting the extensive legal and regulatory requirements which are imposed upon it to safeguard its customers and maintain orderly markets. Emirates NBD UK also believes it is important to be transparent as regards to its information handling.
Emirates NBD UK does not generally seek to identify its website visitors or collect information regarding their use of this site. In order to improve its website, it may track which pages you visit and for how long, but it will not use this information to identify you personally.
Where website visitors do provide Emirates NBD UK with information about them, such as through registration forms, it will only use it for the stated purposes and ensure that it is only available to those with a legitimate need to have access to it. Where website visitors wish to provide Emirates NBD UK with information relating to other individuals, they must obtain prior consent from the people concerned.
PRIVACY OF COMMUNICATIONS
Please note that, for business purposes and in order to monitor compliance with legal and regulatory obligations, Emirates NBD UK reserve the right – where permitted by local law - to review the content of emails and instant messages passing through its IT systems, and to record telephone calls routed via our telephone systems. It will only do so, however, to the extent permitted by local laws. Kindly bear this in mind when communicating with its staff.
Emirates NBD UK reserve the right to share your information with other entities in the Emirates NBD Group and with affiliates, as well as with the Group’s agents and service providers as permitted by law. It will not otherwise share your personal information with external third parties without your consent, except where required or permitted by law.
When making the disclosures referred to above, Emirates NBD UK may transfer your information to countries which have a lower standard of data protection than in your home jurisdiction. Wherever practicable, however, it will require the recipients to provide an appropriate level of protection for your information.
Emirates NBD UK will only retain information about you for as long as necessary to fulfil the purpose for which it was collected or to comply with legal or internal policy requirements. However, if a website visitor wants his or her personal data removed from its databases, it will delete their information upon written request, so long as permitted by legal and regulatory rules.
Emirates NBD UK may use “cookies” to enhance your user experience while visiting its website. Cookies are small files which are stored on your hard drive. There are two different types of cookies. Session cookies are temporary and erased when you close your browser. Persistent cookies remain on your hard drive until you erase them or they expire. Emirates NBD UK may use persistent cookies to recognise previous visitors when they return but only the cookie on your computer is identified. Most web browsers can be set to prevent you from receiving new cookies, notify you before accepting cookies or disable cookies altogether. The instructions for this can often be found via your browser’s Help function. You can delete cookies already on your hard drive at any time. If you choose to disable cookies, this may result in a reduced availability of the services provided by Emirates NBD website.
SCOPE OF THIS NOTICE
Individuals may have a right to access and correct any information which Emirates NBD UK hold about them. If you have questions regarding the collection or use of your personal data or regarding this privacy notice, please contact the Data Protection Officer at the relevant at Emirates NBD UK.
THE FINANCIAL SERVICES COMPENSATION SCHEME
Emirates NBD UK is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to eligible depositors and/or investors if a bank is unable to meet its financial obligations. Most individuals, small businesses, large businesses and small local authorities are covered by the scheme and are entitled to claim up to £85,000. Any deposits you hold above the limit are unlikely to be covered.
For joint accounts, each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor's accounts with the Bank, including their share of any joint account, and not to each separate account.
In respect of investment business an eligible investor may be able to claim up to the maximum level of compensation for claims against firms declared in default on or after 1 January 2010 of £50,000 per person per firm.
For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch or refer to the FSCS website www.fscs.org.uk